Mortgage Advice Services in Oakleigh

Q: Who can give advice on mortgage?

Who can give advice on mortgage? A mortgage adviser/broker is usually a dedicated mortgage specialist, though some independent financial advisers (IFAs) also give the same kind of mortgage advice. Typically a mortgage adviser will increase your chances of securing a mortgage, and also of finding the best value mortgage deal for you.

Q: Does a pre approval hurt your credit?

Does a pre approval hurt your credit? Inquiries for pre-approved offers do not affect your credit score unless you follow through and apply for the credit . If you read the fine print on the offer, you'll find it's not really "pre-approved." Anyone who receives an offer still must fill out an application before being granted credit.

Q: Who can give advice on mortgage?

Who can give advice on mortgage? A mortgage adviser/broker is usually a dedicated mortgage specialist, though some independent financial advisers (IFAs) also give the same kind of mortgage advice. Typically a mortgage adviser will increase your chances of securing a mortgage, and also of finding the best value mortgage deal for you.

Q: Does a pre approval hurt your credit?

Does a pre approval hurt your credit? Inquiries for pre-approved offers do not affect your credit score unless you follow through and apply for the credit . If you read the fine print on the offer, you'll find it's not really "pre-approved." Anyone who receives an offer still must fill out an application before being granted credit.

Looking for mortgage advice services in Oakleigh?

We offer straightforward mortgage advice & financial services that help you make smart decisions with your money. We are experts in our field and take the time to understand your needs, constraints, and values so you can achieve financial security.

First Home Buyers
Commerical Finance
Mortgage Broking

BOOK A DISCOVERY SESSION TODAY

Book A Discovery Session

Mortgage Advice in Oakleigh

We know that buying a house or refinancing your mortgage isn't something you do on a whim. It's often your biggest monthly cash outlay, so we take the time to learn about your needs now and in the future. Will give you advice and suggestions that will help you feel sure that you are making the right financial decisions.

LET'S SET SOME GOALS TOGETHER?

Advice You Can Trust

It's harder than ever to get a home loan and get mortgage advice from a professional you can trust. Things should be different, in our opinion. When making big financial decisions, it's important to get advice from an expert. You can save time, stress, and money by using our knowledge and experience. Let's try to make this as easy as possible. Tell us what you want to do with your money, and we'll find the best way to help you.

Find A Mortgage That Suits You

We know that there isn't a "one-size-fits-all" answer to most people's different needs. We will find the best loan for your needs by getting to know you and your situation and working with both banks and non-bank lenders.

Years Experience

Happy Melbourne Clients

Local Financial Specialists

Tax Returns

Buying your first home Advice from Mint Financial Solutions

With so many subsidies, incentives, and reasonable rates currently available for first-time home buyers, there is so much to take advantage of. However, it also entails a significant amount of paperwork and time spent navigating the best possibilities. That is why getting the correct counsel and assistance is critical.
That is where Mint Financial Solutions can assist. We've helped thousands of first-time homebuyers get into their first house, so we know precisely what you're eligible for and can guide you through the entire process.

BOOK A DISCOVERY SESSION

How we can help you buy your first home

The advantage of hiring a Mint Financial Solutions mortgage broker is that we not only provide more options with our access to over lenders and hundreds of various home loan programmes, but we also remove the hassle out of securing a home loan by handling everything for you. Our skilled team can assist you in buying your first house with ease.

Explain the process & costs

As your mortgage broker, the first thing we'll do is sit down with you and talk about what you want from your home loan. We'll also explain how to apply for a home loan. Then, we'll figure out how much you can afford to borrow, what lenders you can choose from, and how much you might have to pay back.

Arrange home loan pre-approval

Our brokers will look into and compare hundreds of home loan products from our panel of lenders to find you the most affordable loan that fits your needs. Then, we'll get you pre-approved for a home loan with the lender of your choice, so you can shop with confidence and know exactly how much you can spend. Once you've found your dream home, pre-approval will also help speed up the loan application process.

Investing in property

There are many compelling reasons to invest in property. If you’ve done it before you’re already aware of the many benefits, but if you’re not experienced we’ll briefly explain some of the top line advantages.
Negative gearing your investment property?
What about capital growth?
Rental income returns?
How can you use equity of your existing property?

Business Loans

There's a reason Mint Financial Solutions is one of Melbourne's fastest-growing mortgage brokerage. Finding the correct financing for your commercial investment or business is difficult, time-consuming, and perplexing. You'll almost certainly be asked to jump through more hoops. We'll connect you with commercial and business loan options from Australia's most reputable lenders.

Construction And Development Finance

Mint Financial Solutions specialises in residential, commercial, and industrial construction financing. Our network of lenders has a loan to meet your needs, from home improvements to multi-unit property development. Owner builders can also be accommodated.

Commercial property finance How can Mint Financial Solutions Help You?

Mint Financial Solutions has a large number of financing options from a wide range of commercial lenders to help property investors and owners get the best prices and terms.

Mortgage Refinancing

It involves paying off the loan you have now and replacing it with a new loan that is tailored according to your needs. Refinancing your mortgage might save you hundreds of dollars. You can even refinance with the same lender, but the new loan should come with better rates and conditions that are suited to your specific circumstances. There is nothing stopping you from doing this. Paying more than you need to for something?
With a free home loan health check, Mint Financial Solutions will take the guesswork out of determining which loan would serve your needs the best.

Brands we partner & work with

Quickbooks

AMP

MYOB

AFG

Xero

Tax Agent with Number

CPA

FBA

IPA

Morning Star

Lon Sec

See what our clients say about our financial services

Mint Financial Solutions

4.8

Based on 33 reviews

See all reviews Write a review

jalib ahsan

09:26 30 Oct 23

Glad I considered, as for the information provided was really helpful.Basic and simple solutions, without compromising out today's leisure

Peter Williams

23:33 19 Oct 23

The annual review is an absolute necessity and we were very pleased with the plan that was developed.

Avelyn Miranda

01:08 17 May 23

Hishan and Crystal were excellent from start to finish with my recent property purchase. Mint Financial Solutions have been my financial planners and tax accountant for the last 6 years and I highly recommend them for service and cost.

Jules Tennant

23:37 16 May 23

Everything was a breeze with Crystal and Hishan. Made the whole process so simple and easy for us

John Hiolos

02:41 14 Feb 23

Marlon and the team are very professional! They provide excellent services! Highly Recommended

Shakeel Hosenbucus

10:49 07 Feb 23

Mint Financial Solutions has provided tremendous support and demonstrated great level of professionalism and patience in assisting our Charity organisation, Australian International Aid. They have effectively managed our accounts and have gone above and beyond to facilitate our accounting tasks.We would like to recommend them to any individual or business that requires a customer focussed and high quality professional accounting firm. Thank you.Shakeel HosenbucusTreasurer,Australian International Aid

Nash Nwz

09:31 20 May 22

Hishan and team were great to deal with. They provided us with a thorough review of our options and got us the best deal for our situation making the whole process simple and easy. I highly recommend their services.

Anne Gartshore

01:08 25 Mar 22

We have been dealing with Hishan and his team for over a year now with our superannuation and planning advice. Very happy with the path that they recommended to us and the performance in the past year, especially during such a trying time globally. Would not hesitate to recommend.

Babak Bozorgy

21:09 12 Oct 21

Professional service, friendly and quick to respond. Highly recommended!Thanks guys, keep up the good work!

Tom Sharp

05:06 07 Oct 21

A million thanks to Mint Financial Solutions in resolving the issues withCentrelink having cancelled the Age Pension Payment and Benefits for over 15+ weeks, actually last payment was early June. Next Payment received 4th October due to the professionalism at Mint Financial Solutions. Thanks to the Team at MFS from Rhonda & Tom Sharp : it good to know that MFS know how to do it better than any.

Mike oppedisano

07:07 21 Aug 21

We have been clients of Mint Financial Solutions for the last twelve months; The team is very professional and friendly in their approach to us the customer, with lots of knowledge and experience. They helped us make an informed decision with our investment. At that time, we were not sure what we were going to do with our money.The plan laid out by Hishan and his team clearly set goals and rewards. These have been proven and very beneficial over the last twelve months. The growth was even more than what was predicted.We are especially happy with Hishan, Marlon and the rest of the Mint Financial Solutions team and very grateful for their help. More people should be made aware of the expertise and assistance they could provide.

Wolfgang Doehnert

03:51 18 Aug 21

In the 12 months this Company was engaged to continue as our financial advisors we have been extremely satisfied with their performance financially and in quality of service. Our unusual needs and fast response was met. The team and I say team because if someone is away there has always been another person to actively respond in a timely manner. Well done to the frontline staff and in particular, the back office staff, for their help and support during these COVID times.

Nishan Joseph

01:16 22 Apr 21

I have been using the services of Mint Financial Solutions since its inception, and I am truly grateful and appreciative of the professionalism and care they take when recommending services to me, only providing what is reasonable and relevant to my situation and circumstances. A key stand out on the team is Crystal Nguyen who has been helping me over the last few years in order to get approved for a refinance application. Her patience, dedication and level of professionalism is beyond remarkable, I am extremely appreciative of the hard work she has put in for my case, despite many setbacks we finally got there in the end. Thank you very much Crystal.

Kaye Baynes

07:38 10 Mar 21

Hishan and his team have always given the best service and advice always available and nothing is to much trouble .

Ramesh Navaratne

22:55 27 Jan 20

I started a conversation with Marlon at Mint Financial services over 8 years back and since then he had assisted me in many insurance related and investment related transitions. The advice and the systems put in place by Marlon and the team came in handy when about two years back I had a health and financial issue in the family. Am I glad that he prepared me and gave me the correct advice at that time and if not for Marlon and the team I cannot imagine the sate of my family given commercial stability defines all other day to day problems that you need to deal with. Wish the team all the best and can recommend them highly of the professionalism and excellent service.

Sherone Algama

12:50 22 Jan 20

I have received invaluable financial advise and tailored solutions over the past two years from Marlon De Kauwe; and would like to commend on the professionalism & dedicated service i was provided with; which indeed was value for money.Thanks Marlon.Prasad Algama

Shabnam Bozorgi

21:29 09 Oct 19

I have been using their service for years now, their team have manages my tax and home loan, very professional and committed, I couldn't ask for more, always responsive, and can handle complicated cases very well.

Imran Wahid

05:57 20 Sep 19

The best place to get financial advice,I am really satisfied with services.I got all from tax return to super annaution and investment all in one office.

Saliya Gunawardena

20:27 03 Apr 19

Hishan and the team at Mint Financial Solutions have been amazing to deal with. They helped me refinance and obtain a very competitive interest rate on my mortgages. I highly recommend Mint Financial Solutions, they are professional, committed and can get you the right outcome you seek!

Brent Germain

05:19 02 Apr 19

Hishan and The Team at Mint Financial Solutions have been brilliant, helping me every step of the way (and keeping me in the loop) in obtaining a homeloan to build my dream home. Very happy with the high level of service and professionalism shown!

Nigel Sewera

03:43 26 Mar 19

Hishan and his team have given me great guidance and honest advice with all Financial matters, most recently with all the help and support they provided with my mortgage.Mint Financial Solutions are always extremely professional and reliable and provide great customer service. I highly recommend them

neela unadkat

08:18 25 Mar 19

I am a retired banking officer and I have found Hishan Naufal and his team to be extremely efficient prompt and thorough. Very useful and grateful to him and all his team for all the guidance and advise we have been given . They are very upfront and fair with their advise . My whole family seek his expertise and I have recommended Hishan and his company to many of my friends and colleagues who have been grateful for recommending him.Well done Mint financial Solutions keep up the good work 👏😊

Steve P

23:42 31 Jan 19

I have had the pleasure of engaging Patrick to assist me in a number of complicated financial matters. He is punctual, efficient and above all else provides excellent service, which has helped me secure my financial future and saved me stress and from a financial standpoint. Give him a call as he is great value.

Don Australia

00:24 06 Jul 18

Thank you Hishan for your never ending support the past 2 yrs. Very talented team and extremely fair rates. These guys are definately the go to for any brokering or mortgage needs.

Amal S.Z.

02:32 05 Jul 18

One of the most trust worthy and competent financial adviser I have ever come across. Can always trust Hishan and his team to give sound and honest guidance in all financial matters. Thank you!

Three13 Group

02:22 05 Jul 18

Thanks Hishan for assisting us with the restructure and land settlement. Good to have a great business partner to count on when the time calls for it.

Ali Kazemi

02:20 05 Jul 18

Hishan and his finance brokerage team have helped me get a mortgage for a property most thought would be too complex to do (using different legal structures). Competent and highly responsive team!

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Mint Financial Solutions FAQ

Who can give advice on mortgage?

A mortgage adviser/broker is usually a dedicated mortgage specialist, though some independent financial advisers (IFAs) also give the same kind of mortgage advice. Typically a mortgage adviser will increase your chances of securing a mortgage, and also of finding the best value mortgage deal for you.

What should I know before meeting a mortgage advisor?

At you first meeting your advisor will ask you about your personal circumstances and expectations: what sort of property you'd like to buy and how much you can afford to spend on one. They'll take you through a budget planner to look at what you earn and what you spend, what deposit you have and your credit history.

When should you see a mortgage advisor?

It's a great idea to meet with a mortgage advisor when you're in the process of saving. They can let you know if you're saving enough per month, and if you have enough left over at the end of each month too.

Does a pre approval hurt your credit?

Inquiries for pre-approved offers do not affect your credit score unless you follow through and apply for the credit. If you read the fine print on the offer, you'll find it's not really "pre-approved." Anyone who receives an offer still must fill out an application before being granted credit.

How long should a mortgage advisor take?

Generally speaking, it usually takes two to six weeks to get a mortgage approved. The application process can be accelerated by going through a mortgage broker who can find you the best deals that suit your circumstances. A mortgage offer is usually valid for 6 months.

We'll Secure Your Future Without Sacrificing Your Present By Helping You Plan & Achieve Your Financial Goals

Strategic financial planners that understand what is important to you, and guide getting you to where you want to be. Paying off debt, buying a house, starting a family? or a dream retirement? We can help get you there. Book your free appointment!

Mortgage Advice Services in Oakleigh

First Home Buyers

Commerical Finance

Mortgage Broking