Mortgage Advice Services in Oakleigh

Looking for mortgage advice services in Oakleigh?

We offer straightforward mortgage advice & financial services that help you make smart decisions with your money. We are experts in our field and take the time to understand your needs, constraints, and values so you can achieve financial security.

  • First Home Buyers

  • Commerical Finance

  • Mortgage Broking

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Mortgage Advice in Oakleigh

We know that buying a house or refinancing your mortgage isn't something you do on a whim. It's often your biggest monthly cash outlay, so we take the time to learn about your needs now and in the future. Will give you advice and suggestions that will help you feel sure that you are making the right financial decisions.

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Advice You Can Trust

It's harder than ever to get a home loan and get mortgage advice from a professional you can trust. Things should be different, in our opinion. When making big financial decisions, it's important to get advice from an expert. You can save time, stress, and money by using our knowledge and experience. Let's try to make this as easy as possible. Tell us what you want to do with your money, and we'll find the best way to help you.

Find A Mortgage That Suits You

We know that there isn't a "one-size-fits-all" answer to most people's different needs. We will find the best loan for your needs by getting to know you and your situation and working with both banks and non-bank lenders.

Buying your first home Advice from Mint Financial Solutions

With so many subsidies, incentives, and reasonable rates currently available for first-time home buyers, there is so much to take advantage of. However, it also entails a significant amount of paperwork and time spent navigating the best possibilities. That is why getting the correct counsel and assistance is critical.
That is where Mint Financial Solutions can assist. We've helped thousands of first-time homebuyers get into their first house, so we know precisely what you're eligible for and can guide you through the entire process.

 
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How we can help you buy your first home

The advantage of hiring a Mint Financial Solutions mortgage broker is that we not only provide more options with our access to over lenders and hundreds of various home loan programmes, but we also remove the hassle out of securing a home loan by handling everything for you. Our skilled team can assist you in buying your first house with ease.

 

Explain the process & costs

As your mortgage broker, the first thing we'll do is sit down with you and talk about what you want from your home loan. We'll also explain how to apply for a home loan. Then, we'll figure out how much you can afford to borrow, what lenders you can choose from, and how much you might have to pay back.

Arrange home loan pre-approval

Our brokers will look into and compare hundreds of home loan products from our panel of lenders to find you the most affordable loan that fits your needs. Then, we'll get you pre-approved for a home loan with the lender of your choice, so you can shop with confidence and know exactly how much you can spend. Once you've found your dream home, pre-approval will also help speed up the loan application process.

Investing in property

  • There are many compelling reasons to invest in property. If you’ve done it before you’re already aware of the many benefits, but if you’re not experienced we’ll briefly explain some of the top line advantages.
  • Negative gearing your investment property?
  • What about capital growth?
  • Rental income returns?
  • How can you use equity of your existing property?

Business Loans

There's a reason Mint Financial Solutions is one of Melbourne's fastest-growing mortgage brokerage. Finding the correct financing for your commercial investment or business is difficult, time-consuming, and perplexing. You'll almost certainly be asked to jump through more hoops. We'll connect you with commercial and business loan options from Australia's most reputable lenders.

 

Construction And Development Finance

Mint Financial Solutions specialises in residential, commercial, and industrial construction financing. Our network of lenders has a loan to meet your needs, from home improvements to multi-unit property development. Owner builders can also be accommodated.

Commercial property finance How can Mint Financial Solutions Help You?

Mint Financial Solutions has a large number of financing options from a wide range of commercial lenders to help property investors and owners get the best prices and terms.

 

Mortgage Refinancing

It involves paying off the loan you have now and replacing it with a new loan that is tailored according to your needs. Refinancing your mortgage might save you hundreds of dollars. You can even refinance with the same lender, but the new loan should come with better rates and conditions that are suited to your specific circumstances. There is nothing stopping you from doing this. Paying more than you need to for something?
With a free home loan health check, Mint Financial Solutions will take the guesswork out of determining which loan would serve your needs the best.

 

Mint Financial Solutions FAQ

Who can give advice on mortgage?
A mortgage adviser/broker is usually a dedicated mortgage specialist, though some independent financial advisers (IFAs) also give the same kind of mortgage advice. Typically a mortgage adviser will increase your chances of securing a mortgage, and also of finding the best value mortgage deal for you.
What should I know before meeting a mortgage advisor?
At you first meeting your advisor will ask you about your personal circumstances and expectations: what sort of property you'd like to buy and how much you can afford to spend on one. They'll take you through a budget planner to look at what you earn and what you spend, what deposit you have and your credit history.
When should you see a mortgage advisor?
It's a great idea to meet with a mortgage advisor when you're in the process of saving. They can let you know if you're saving enough per month, and if you have enough left over at the end of each month too.
Does a pre approval hurt your credit?
Inquiries for pre-approved offers do not affect your credit score unless you follow through and apply for the credit. If you read the fine print on the offer, you'll find it's not really "pre-approved." Anyone who receives an offer still must fill out an application before being granted credit.
How long should a mortgage advisor take?
Generally speaking, it usually takes two to six weeks to get a mortgage approved. The application process can be accelerated by going through a mortgage broker who can find you the best deals that suit your circumstances. A mortgage offer is usually valid for 6 months.

We'll Secure Your Future Without Sacrificing Your Present By Helping You Plan & Achieve Your Financial Goals

Strategic financial planners that understand what is important to you, and guide getting you to where you want to be. Paying off debt, buying a house, starting a family? or a dream retirement? We can help get you there. Book your free appointment!

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