Construction & Development Finance Lending

Looking for construction and development finance services in Oakleigh?

We offer straightforward construction & development financial services that help you make smart decisions with your money. We are experts in our field and take the time to understand your needs, constraints, and values so you can achieve financial security.

  • Commerical Loans

  • Financing Strategy

  • Property Finance

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Construction and Development Loan Services in Oakleigh

Mint Financial Solutions has shown over and over that it can quickly find construction loans and development loans from alternative funding sources for projects all over the country. Construction and development loans from Mint Financial Solutions are quick, flexible, well-structured, and give their clients good business results.

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Realise your business’s growth potential

Businesses that are growing quickly often need to quickly upgrade their buildings or buy new commercial property so they can keep running, or they need money quickly to take advantage of a rare opportunity.

We give businesses in Melbourne the best options for commercial financing and loans for growing businesses. We will work with you to find a loan plan that you can afford, giving you expert advice and moving quickly to help you reach your full growth potential.

Financing To Suit You

No matter how big or small your project is, you need construction financing and construction loans for it to go well. Mint Financial Solutions gives property developers access to a number of different ways to get money.

 

Streamlined From Building to Selling

We recognise that the sooner a development project is finished, the sooner assets can be sold and profit realised. Our property development financing advisors will work with you to completely understand your transaction need, then customise a loan to complete or advance your development project.

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Bridging Finance: Flexibility when you need it

We know there's sometimes a gap between buying and selling assets. Bridging finance can let you buy a new investment before selling existing assets or receiving financing.

We offer flexible bridging finance alternatives. You won't miss an expansion opportunity or be compelled to sell your assets quickly.

Construction Finance

Construction Finance is a popular option for our clients with Australia's main banks. Our construction finance experts look into non-traditional funding sources for better gearing ratios and conditions.

Investing in property

  • There are many compelling reasons to invest in property. If you’ve done it before you’re already aware of the many benefits, but if you’re not experienced we’ll briefly explain some of the top line advantages.
  • Negative gearing your investment property?
  • What about capital growth?
  • Rental income returns?
  • How can you use equity of your existing property?

Business Loans

There's a reason Mint Financial Solutions is one of Melbourne's trusted mortgage brokerages. Finding the correct financing for your commercial investment or business is difficult, time-consuming, and perplexing. You'll almost certainly be asked to jump through more hoops. We'll connect you with commercial and business loan options from Australia's most reputable lenders.

 

Construction And Development Finance

Mint Financial Solutions specialises in residential, commercial, and industrial construction financing. Our network of lenders has a loan to meet your needs, from home improvements to multi-unit property development. Owner builders can also be accommodated.

Commercial property finance How can Mint Financial Help You?

Mint Financial Solutions has a large number of financing options from a wide range of commercial lenders to help property investors and owners get the best prices and terms.

Development and construction finance

If you are looking to build your new home rather than buy an existing property, you need a different type of home loan known as a construction loan. A construction loan can also suit you if you are making major renovations to your existing home or to a property you have bought but which needs a bit, or a lot, of work before you call it home.

Draw down funds in stages as your new home is being built

  • Features designed specifically to fund the building of your new home
  • Loan funds are advanced progressively as your builder completes pre-agreed construction stages
  • You could save money, since interest is payable only on the amount advanced under the loan
  • We’ll help you establish a schedule of progress payments and assist you in identifying your building expenses so payments are made to the builder after each stage of the building has been inspected and verified.

Obtaining Development Funding has become increasingly difficult since the Global Financial Crisis (GFC).

Mint Financial Solutions has various options for Development Funding to suit most scenarios. Whether you have 100% pre sales, or no pre-sales, we understand the importance of tailoring each funding structure on a project by project basis. Banks have ‘tightened the screws’ on development funding although they are still the cheapest option in terms of rate and fees. An outline of the general requirements for this type of funding is:

  • LVR of 65% of GRV (exc GST) OR 80% of cost (the lesser of)
  • Generally require 100% debt coverage in Pre Sales.
  • Full Financials of the Developer
  • Developer needs extensive experience in the industry

Mint Financial Solutions FAQ

What is the meaning of development finance?
Development finance can be broadly defined as the use of public sector resources to facilitate private sector investment in low- and middle-income countries where the commercial or political risks are too high to attract purely private capital, and where the investment is expected to have a positive developmental impact on the host country.
What are the sources of finance for development?
New and growing sources of finance have emerged or become more prominent: from foreign, portfolio and institutional investors; migrant workers' remittances; philanthropic institutions; to emerging and re-emerging donors.
How does building finance work?
Basically, a construction loan helps you pay for your build progressively, as and when you need funds. Once the build is complete, your loan then reverts to a regular home loan. Say the cost of building your new home is going to be $600,000, and you're currently paying an existing mortage on your old house of $350,000.
What is property development loan?
Property development finance is a loan that can help you fund construction of more than one property on one title. Most banks and lenders split property development into two parts, and both can have very different approval processes, fees and charges, interest rates and risk assessments. 
What is the importance of development finance?
Development finance is often granted to experienced builders and developers so that they can raise the capital to turn their building ideas into a commercial reality. Specialist development finance lenders will take the future value of the property into consideration when agreeing a loan.

We'll Secure Your Future Without Sacrificing Your Present By Helping You Plan & Achieve Your Financial Goals

Strategic financial planners that understand what is important to you, and guide getting you to where you want to be. Paying off debt, buying a house, starting a family? or a dream retirement? We can help get you there. Book your free appointment!

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