MORTGAGE ADVICE

We understand that purchasing a property or refinancing your mortgage is not a decision you take lightly. It is often your largest cash flow expense every month, so we take time to understand your needs both today and in the future. Will provide you the recommendations and guidance to provide you the confidence that you are making the right financial decisions.

 

Buying your first home

  • How much can I borrow?
  • How much do I need for a deposit?
  • What mortgage is best for me?
  • How long will it take to pay my mortgage?
  • How can I pay my debt of quicker?
  • Benefits of an Offset account?

 

Investing in property

  • There are many compelling reasons to invest in property. If you’ve done it before you’re already aware of the many benefits, but if you’re not experienced we’ll briefly explain some of the top line advantages.
  • Negative gearing your investment property?
  • What about capital growth?
  • Rental income returns?
  • How can you use equity of your existing property?

 

Mortgage refinancing

Refinancing your mortgage simply means taking out a new mortgage to replace your existing loan.

 

Why Refinance?

  • Want to renovate or put an extension on your home?
  • Want to get better value Such as a lower interest rate or to pay little or even no monthly fees?
  • Explore your options when you come to the end of a fixed rate term on your mortgage.
  • Consolidate finances, save money by consolidating your credit card debt, personal loans and car loan all into the one loan.

 

Finance Brokers

The Finance Brokers Association of Australia (FBAA) is a national association representing finance and mortgage loan writers throughout Australia.

AMP Financial Planner

AMP Accredited Financial Planners have been helping Australians by delivering the right balance of security and performance for over 160 years.

Tax Practitioners Board

The Tax Practitioners Board provides an overview of our continuing professional education requirements for tax agents, BAS agents and tax (financial) advisers

Australian Finance Group

AFG is now one of the largest providers of mortgage broking services in the country, offering more than 1,400 financial products from Australia’s leading lenders.

© 2018 MINT FINANCIAL SOLUTIONS PTY LTD is a Corporate Authorised Representative and Credit Representative of AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licence 232706 and Australian Credit Licence 232706.

For further details including the financial services we can offer you and how we are remunerated, please read the Financial Services & Credit Guide (PDF 320 KB). Any advice contained in this document is of a general nature only and does not constitute personal financial product advice. In preparing the advice no account was taken of the objectives, financial situation or needs of any particular person. Therefore, before making any decision, readers should consider the appropriateness of the advice with regard to their particular objectives, financial situation and needs. Please read our Privacy Policy and Terms and conditions